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DISCLAIMER

Nicky Howard

Last updated: 9 November 2026

1. Purpose of My Services

The services, sessions, workshops and online courses offered by Nicky Howard are intended to support personal development, self-awareness, spiritual exploration and general wellbeing.

My work is intended to provide opportunities for reflection, learning, personal insight and individual growth.

The information and guidance provided through my website and services are for educational and personal development purposes.

2. Not Medical or Psychological Advice

My services are not intended to replace professional medical advice, diagnosis, treatment or mental health care.

I am not providing medical or psychiatric treatment through my website, sessions, workshops or online courses.

Nothing shared through my services should be interpreted as a medical diagnosis or a substitute for advice from a qualified healthcare professional.

If you have concerns about your physical or mental health, please seek advice from an appropriately qualified healthcare professional.

If you are experiencing a mental health crisis or are at immediate risk of harm, please contact the appropriate emergency or crisis support service.

3. Personal Responsibility

Your personal development journey is individual to you.

Any information, guidance, exercises, reflections or suggestions offered through my services are intended to support your own exploration and understanding.

You remain responsible for your own decisions, actions and personal circumstances.

You are encouraged to use your own judgement when deciding whether any information or suggestions are appropriate for you.

4. No Guaranteed Outcomes

Personal development and wellbeing are individual experiences.

I cannot guarantee specific results, changes, achievements or outcomes from participating in my sessions, workshops or courses.

Your experience and progress will depend on many individual factors, including your circumstances, choices and level of participation.

5. Spiritual and Personal Development

Some of my work may involve spiritual concepts, personal beliefs, intuitive exploration or metaphysical approaches.

These are offered as perspectives and opportunities for personal reflection.

They should not be understood as established medical or scientific facts, nor as guarantees of particular outcomes.

You are always encouraged to make your own informed decisions about what feels appropriate for you.

6. Online Courses and Website Information

The information and materials provided through my website and online courses are intended for general educational and personal development purposes.

Although I take reasonable care to provide accurate information, I cannot guarantee that all information will be complete, current or suitable for every individual circumstance.

You are responsible for how you interpret and apply any information provided.

7. Individual Experiences

Everyone's experiences, circumstances and needs are different.

What may be helpful or appropriate for one person may not be suitable for another.

If you feel that a particular session, exercise, workshop or activity is not appropriate for you, you should use your own judgement and may choose not to participate.

8. Limitation of Liability

To the fullest extent permitted by law, Nicky Howard accepts no responsibility for decisions or actions taken independently by individuals based on information provided through the website or services.

Nothing in this disclaimer excludes or limits any liability that cannot legally be excluded or limited under UK law, including liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or statutory consumer rights.

9. Contact

If you have any questions about this disclaimer or the services I provide, please contact me.

Nicky Howard

Email: intuartiv@gmail.com

Website: nickyhoward.com

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